WhY IS LIABILITY INSURANCE IMPORTANT?


Personal Chefs are human too - mistakes can happen to anyone, and liability insurance is there to protect you and the Chef when things go wrong.

Below, are some scenarios that could happen, where liability insurance can be important:
- a saucepan is dropped, cracking a tile on your kitchen floor
- a hot pan is placed on your counter top, leaving a scorch mark that cannot be removed
- a guest is afflicted by food poisoning, as a direct result of the Chef's food preparation

The Personal Chef industry is currently unregulated in Canada, hence there are no requirements for a Chef, Personal Chef, Private Chef or Catering company to have liability insurance.  This could put you and your home at risk should something go wrong.

Many of the Chefs listed on this website do have liability insurance, and they will be more than happy to show you their Certificate of Insurance. 


However, many Chefs and Caterers in Canada have not taken the step to invest in their business or to protect your health and safety, and do not have liability insurance.  If you would like to safeguard your health and property, it is your right to select another Chef to provide your service, or to ask that the Chef you are hiring gets insurance.  Please feel free to direct them to www.chefinsurance.com for details.
​​



Our Personal Chefs are among the best in their profession.  From locally acclaimed chefs to celebrity chefs, they have trained at the finest culinary institutions, worked with some of the greatest chefs of our time or at top resorts, restaurants and hotels around the world.  They are located across Canada and have diverse culinary backgrounds to suit your needs - from everyday cooking and unique gifts to special events, promotions and cooking demos, we have the perfect solution.